This material is provided for informational purposes only and should not be construed as investment advice, a solicitation, or a recommendation to buy or sell any security or investment product. Past performance is not indicative of future results. The opinions expressed above are those of [JPS Advisors] and are subject to change without notice. Please contact your financial professional for more information specific to your situation.

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Investing involves risk, including the potential loss of principal. No client or prospective client should assume that the information presented serves as the receipt of, or a substitute for, personalized investment advice from [JPS Advisors] or any other investment professional.